Monroe Homes under $400,000

Monroe Homes under $400,000

Welcome to Monroe, Georgia – a hidden gem nestled in the heart of Walton County! Just a short drive from the bustling city of Atlanta, Monroe offers a perfect blend of small-town charm and modern conveniences. With its picturesque downtown area, historic architecture, and vibrant community events, Monroe is the ideal place to call home.

Monroe is known for its friendly atmosphere and strong sense of community, making it perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life. Enjoy leisurely strolls through the quaint streets lined with local shops, cafes, and parks, or take part in one of the many annual festivals that celebrate the town’s rich heritage.

For those searching for affordable housing options, Monroe is a fantastic destination. The real estate market here offers a variety of homes under $400,000, making it accessible for first-time buyers and growing families alike. From charming bungalows to spacious single-family homes, you’ll find properties that cater to diverse tastes and lifestyles. Many homes boast beautiful yards, modern amenities, and proximity to schools and parks, ensuring a comfortable living experience.

With excellent schools, a low cost of living, and a welcoming community, Monroe is not just a place to live; it’s a place to thrive. Whether you’re looking to buy your first home or invest in a property, Monroe offers unbeatable value in a picturesque setting. Come explore Monroe and discover why so many are choosing to make this enchanting city their home!

Newest Monroe Homes under $400,000

1038 Orchard Circle, Monroe
$385,000
3 Beds ⋅ 2 Baths ⋅ 10866593 MLS
Welcome Home to This Charming 3-Bedroom, 2-Bathroom Ranch! Featuring a desirable split-bedroom floor plan, beautiful landscaping, and a spacious, level, fenced backyard, this inviting home offers comfortable living both inside and out. Step inside to a welcoming formal dining room and a spacious family room complete with a cozy fireplace-perfect for relaxing or entertaining. The kitchen features a convenient breakfast area and new quartz countertops, while the bathrooms have also been updated with new quartz countertops. The generously sized primary bedroom provides plenty of space to unwind, and the primary bathroom features a relaxing garden tub. An added bonus is the versatile bonus room above the garage, offering endless possibilities for a home office, playroom, media room, workout space, or whatever suits your needs. Outside, enjoy the beautiful landscaping and spacious, level, fenced backyard-ideal for pets, play, gardening, or entertaining family and friends. Don't miss your opportunity to make this wonderful home yours! Schedule your showing today!

1038 Orchard Circle, Monroe

Listing courtesy of Southern Classic Realtors.

3015 Tommy Dillard Road, Monroe
$219,000
3 Beds ⋅ 2 Baths ⋅ 10866549 MLS
Welcome to peaceful country living at 3015 Tommy Dillard Road! Situated on a quiet, rural and spacious 1 acre lot, this 3-bedroom, 2-bath manufactured home, offers comfortable living with plenty of space to relax and enjoy the surrounding countryside. A cozy fireplace creates a welcoming focal point as you enter the main living area, while the eat-in kitchen provides a comfortable space for everyday meals and gathering. The split bedroom plan offers a large primary suite complete with a private bath featuring a relaxing soaking tub, separate shower and walk-in closet on one side of the home, while the additional two bedrooms and second bath are located on the other side of the living area. The eat-in kitchen provides a comfortable space for everyday meals and gathering, while additional walk-in closets offer excellent storage throughout the home. Updated energy efficient vinyl windows provide added comfort and efficiency. Step outside to enjoy the covered side porch-perfect for morning coffee, unwinding in the evening, or simply taking in the quiet rural surroundings. An additional outbuilding provides useful storage or workspace for hobbies, tools, and equipment while a two-car carport on a concrete slab offers convenient covered parking.

3015 Tommy Dillard Road, Monroe

Listing courtesy of Winston White Realty.

4100 Jewel Ridge, Monroe
$340,000
3 Beds ⋅ 2 Baths ⋅ 10857845 MLS
Charming 3-Bedroom Home on 1 Acre with No HOA! Welcome home to this charming 3-bedroom, 2-bathroom residence nestled on a spacious 1-acre lot in the desirable Walnut Grove High School district. This home offers a fresh and inviting feel while providing plenty of room to enjoy the privacy and freedom that come with an oversized lot. The functional floor plan offers comfortable living spaces, three bedrooms, and two full bathrooms, making it ideal for families, first-time buyers, or anyone looking for a little extra land. Enjoy the freedom of no HOA restrictions, giving you more flexibility to make the property your own. Conveniently located near schools, shopping, dining, and major roadways, this property combines country-style space with everyday convenience. One acre, no HOA, new flooring, and a sought-after school district-this charming home is ready for its next owner!

4100 Jewel Ridge, Monroe

Listing courtesy of Mark Spain Real Estate.

2316 Acorn Way, Monroe
$379,000
4 Beds ⋅ 4 Baths ⋅ 10857670 MLS
This home is USDA loan eligible, adding another opportunity for qualified buyers! Welcome home to this spacious 4 BDRM, 3.5 BATH ranch with a bonus room and 2-car garage, offering a bright, functional layout with plenty of flexibility for the way you live. From the covered front entry, step into a welcoming foyer filled with natural light and an open, airy feel. Just off the foyer, the flexible front room can easily serve as a formal dining room, home office, sitting area, or whatever best fits your needs. The vaulted living room provides a comfortable gathering space with a fireplace and traditional mantel, flowing seamlessly into the eat in kitchen. The kitchen features stained cabinetry, black and stainless-steel appliances, tile backsplash, and a convenient breakfast bar, creating an easy space for everyday meals and entertaining. The spacious primary suite offers high ceilings and a private retreat, while the ensuite bath features a double vanity, separate garden tub, and shower. Additional bedrooms provide plenty of room for family, guests, or hobbies, with a connecting bathroom offering added convenience. The laundry room includes additional storage space to help keep everyday life organized. Upstairs, the bonus room adds even more versatility and includes its own full bathroom, perfect for overnight guests, a home office, gym, playroom, or private retreat. Step outside to a spacious backyard with plenty of room to create the outdoor space you've been dreaming of. A paved area provides a great foundation for outdoor living and entertaining, while mature trees offer a beautiful backdrop and added privacy.

2316 Acorn Way, Monroe

Listing courtesy of Keller Williams Realty Atl. Partners.

914 Masters Drive, Monroe
$314,900
3 Beds ⋅ 2 Baths ⋅ 10856765 MLS
Welcome Home to Comfort, Convenience & Outdoor Living! This inviting 3-bedroom, 2-bath home offers a wonderful combination of comfort, recent updates, and an excellent location. Step inside to find fresh interior paint and new carpet, creating a bright, clean, and move-in-ready feel throughout. The home also features several important updates, including a 5-year-old roof, 5-year-old HVAC system, and brand-new water heater, giving you added peace of mind for years to come. Outside, enjoy a spacious backyard with an above-ground pool, providing the perfect space for summer gatherings, entertaining, relaxing, and making memories with family and friends. Location is another major highlight! Conveniently situated just minutes from desirable Downtown Monroe, you'll enjoy easy access to local shopping, dining, entertainment, and community amenities while still having the comfort of your own spacious retreat. The home is also located within the highly desired Walnut Grove school district. With its fresh updates, generous backyard, pool, and convenient location, this home offers the perfect opportunity to settle in and enjoy. Come see why this could be the one you've been waiting for!

914 Masters Drive, Monroe

Listing courtesy of Keller Williams Realty Atl. Partners.

1138 John Deere Road, Monroe
$365,000
3 Beds ⋅ 2 Baths ⋅ 10855854 MLS
Room to spread, room to grow and room for your tractor, hobbies and toys. One level living with hardwood floors providing a warm greeting. Those same floors continue throughout this lovely home. Semi open floor plan provides the perfect flow. Beautiful cabinetry, mud room, office space, bonus area and storage are a few of the extras. The sellers recent move is your gain as they took the time to make it completely move in ready. Fresh pressure washing, interior and exterior painting, along with a professional cleaning means every task has been completed for you. Even the garage floor was enhanced. The 24 x 36 dream shop with two large rolling doors is perfectly placed on the acreage for privacy with room leftover for gardening, tossing the ball or roasting marshmallows by a bonfire. Or go big with a pool or pickleball court. No HOA gives you many choices but move fast on this one!

1138 John Deere Road, Monroe

Listing courtesy of Living Down South Realty.

1028 S Madison Avenue, Monroe
$345,000
2 Beds ⋅ 2 Baths ⋅ 10855290 MLS
ADORABLE UPDATED HOME NEAR HISTORIC DOWNTOWN MONROE! This charming 2-bedroom, 2-bath home offers a warm and inviting feel with thoughtful updates throughout and a location that puts you just minutes from the restaurants, shopping, and local attractions of Historic Downtown Monroe. Step inside to a welcoming family room with fireplace and a large sunroom filled with natural light from an abundance of windows-the perfect spot for morning coffee, relaxing, or entertaining. The separate dining room provides a dedicated space for meals and gatherings. The updated kitchen features refreshed cabinetry, stainless-steel appliances, and plenty of natural light from the surrounding windows. The spacious owners suite offers a beautifully updated, spa-like bathroom, creating a relaxing retreat at the end of the day. A convenient mudroom/laundry room provides additional storage and direct access to the backyard. Outside, enjoy a private, fenced backyard with a shed/workshop-perfect for hobbies, projects, gardening, or extra storage. With its charming character, inviting living spaces, stylish updates, and convenient location near downtown Monroe, this home is ready to welcome its next owner!

1028 S Madison Avenue, Monroe

Listing courtesy of Algin Realty, Inc..

1264 Magnolia Ridge, Monroe
$392,400
3 Beds ⋅ 2 Baths ⋅ 10855010 MLS
The Serenity plan built by My Home Communities! Enjoy this beautiful 3 bed, 2 bath ranch situated on a private 2.12-acre homesite with NO HOA conveniently located near Downtown Monroe for shopping and dining. The main floor features an open-styled kitchen overlooking the family room and dining/breakfast area. Enjoy desirable features such as granite countertops, covered rear porch, LVP throughout main, stainless steel appliances, 36" soft-close cabinets, 9ft ceilings, and more. Large primary suite includes tray ceiling, dual vanity, large tile shower, and large walk-in closet. Additionally, there is a laundry room, full bathroom, and two secondary bedrooms on the main floor. Upstairs includes a generous bonus room and a large unfinished storage room. Schedule an appointment for a showing today! Estimated completion October 2026. Ask us about our Rates as low as 4.99%* AND our $15,000* Buyer Incentive! Valid on this specific home with contract closing by 12/30/2026 with use of seller's preferred lender. *Secondary photos and Matterport tour are an example of the floor plan and not of the actual listing*

1264 Magnolia Ridge, Monroe

Listing courtesy of Re/Max Tru, Inc..

118 Perry Street, Monroe
$219,900
3 Beds ⋅ 2 Baths ⋅ 10854765 MLS
Welcome to this fully renovated 3BR/2BA home, a short drive to historic downtown Monroe! Renovations include new roof, electrical, plumbing, HVAC, water heater, and fresh interior/exterior paint. The updated kitchen features new cabinets, range, dishwasher, and microwave. Open, light-filled floor plan perfect for everyday living and entertaining. Primary suite offers an updated private bath. Outside: a spacious yard and newly paved driveway. Enjoy a short drive to downtown Monroe's shops, dining, and local charm. Move-in ready - schedule your private showing today! *Incentives subject to lender qualification and program terms; ask agent for details.

118 Perry Street, Monroe

Listing courtesy of Atlanta Communities.

2631 Whitney Road, Monroe
$389,000
4 Beds ⋅ 2 Baths ⋅ 10854569 MLS
Welcome to this beautifully renovated 4-sided brick ranch, set on a large open lot in a convenient Monroe location. With 3 bedrooms and 2 bathrooms, this home offers classic charm, thoughtful updates, and plenty of space both inside and out. The main level features a comfortable living room and an updated kitchen with beautiful blue cabinetry, granite countertops, and all stainless steel appliances. Downstairs, the basement offers an additional living room with a brick fireplace, creating a cozy space for relaxing, entertaining, or enjoying a little extra room. The home also features a brick fireplace in one of the bedrooms, adding a unique touch of character and warmth. Step outside to enjoy the brick patio and expansive open yard, with plenty of space for outdoor gatherings, gardening, play, or simply enjoying the property. The detached two-car garage provides even more flexibility with a bonus room above that has already been framed out and is ready to be finished into whatever suits your needs-whether that's a home office, studio, hobby room, or additional living space. Conveniently located in Monroe, you'll enjoy easy access to local shopping, dining, schools, and downtown amenities, while still having the space and privacy of a larger lot. With its classic brick exterior, fresh renovations, flexible living spaces, and incredible potential above the garage, this home is ready for its next chapter.

2631 Whitney Road, Monroe

Listing courtesy of Real Broker, LLC.

722 Woody Drive, Monroe
$380,000
4 Beds ⋅ 3 Baths ⋅ 10854298 MLS
This home also qualifies for 100% financing. Welcome home to this beautifully designed 4-BDRM, 2.5-BATH home that offers thoughtful updates, flexible living spaces, and plenty of room for your family to make it your own. From the moment you step inside, you'll notice the attention to detail throughout, including shiplap accent walls, wood look finishes, and custom touches that give the home a warm, inviting feel. A separate enclosed room on the main level provides the flexibility for a home office, playroom, or additional living space. The dining room features a striking shiplap accent wall and a charming sliding barn door leading into the kitchen. The open concept kitchen offers white cabinetry, stone countertops and backsplash, stainless steel and black appliances, a breakfast bar, and a walk-in pantry. Just beyond the kitchen, the spacious family room is filled with natural light and features an impressive electric fireplace with a floor-to-ceiling wood accent wall that is perfect for cozy evenings or entertaining guests. Upstairs, the spacious primary suite offers a relaxing retreat with his-and-hers closets and a well-appointed bathroom featuring a separate soaking tub and shower, plus plenty of counter space. Spacious addtional bedrooms. The conveniently located upstairs laundry room makes everyday living even easier. Outside, the open backyard offers plenty of potential for play, entertaining, gardening, or simply enjoying your own outdoor space. A 10x12 outbuilding with extensive built in shelving provides valuable additional storage and could also serve as a workshop or hobby space. With its spacious layout, thoughtful upgrades, charming design details, and flexible spaces, this move in ready house is truly ready to welcome you home!

722 Woody Drive, Monroe

Listing courtesy of Keller Williams Realty Atl. Partners.

117 Oak Ridge, Monroe
$359,900
3 Beds ⋅ 3 Baths ⋅ 10854144 MLS
Charming Victorian-style home located just minutes from historic downtown Monroe! **Brand New HVAC installed in August!** This 3-bedroom, 2.5-bath home offers approximately 1,798 square feet of living space on a private 0.4-acre lot. Featuring fresh paint, updated lighting, and a spacious floor plan, the home includes a bright kitchen with breakfast area, separate dining room, and inviting living room with fireplace. The roof is only 2 years old! Enjoy relaxing on the beautiful front porch or entertaining in the fenced backyard. The attached garage includes a workshop area with built-in shelving plus additional storage space above with electricity. No HOA and convenient access to shopping, dining, and golf cart-friendly downtown Monroe living make this property a rare find!

117 Oak Ridge, Monroe

Listing courtesy of Pioneer Realty Group.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.