Monticello Homes under $500,000

Monticello Homes under $500,000

Welcome to Monticello, Georgia – a charming gem nestled in the heart of Jasper County. Known for its rich history and picturesque landscapes, Monticello offers a perfect blend of small-town charm and modern conveniences. With its friendly community, vibrant downtown, and stunning natural beauty, it’s no wonder that families and individuals alike are drawn to this delightful city.

Monticello boasts a variety of recreational opportunities, including beautiful parks, serene lakes, and scenic hiking trails. The city is steeped in history, with numerous historic homes and buildings that tell the story of its past. Residents enjoy a slower pace of life, with local shops, restaurants, and community events fostering a strong sense of belonging.

For those seeking a home in this idyllic setting, Monticello presents an array of options under $500,000. Whether you’re looking for a cozy cottage, a charming family home, or a spacious property with land, you’ll find a diverse selection to suit your needs. With affordable housing prices and a welcoming atmosphere, Monticello is an ideal place to put down roots.

Living in Monticello means enjoying the best of both worlds: a peaceful retreat from the hustle and bustle of city life, while still being conveniently located near larger urban areas. With its friendly community, beautiful surroundings, and affordable housing options, Monticello, Georgia, is not just a place to live – it’s a place to thrive. Come discover your dream home in this enchanting city today!

Newest Monticello Homes under $500,000

135 Hummingbird Drive, Monticello
$359,900
4 Beds ⋅ 3 Baths ⋅ 10856546 MLS
Beautiful 2022-built 4-bedroom, 2.5-bath home in Turtle Cove on Jackson Lake. Features include an open floor plan, granite kitchen with island and stainless-steel appliances, electric fireplace, LVP flooring, and a spacious owner's suite with custom closet cabinetry. Enjoy the screened-in rear patio and upgraded poly-coated two-car garage floor. Turtle Cove amenities include lake access, beaches, boat ramps, pool, golf, tennis, pickleball, clubhouse and playground. Modern. Upgraded. Move-in ready. Lake living at its best!

135 Hummingbird Drive, Monticello

Listing courtesy of Maximum One Preferred REALTORS.

54 Goldeneye Court, Monticello
$319,900
3 Beds ⋅ 3 Baths ⋅ 10854474 MLS
FALL IN LOVE WITH THIS NEW HOME 3 bed 2.5 bath + bonus New Construction in well sought after community of Turtle Cove. At full price when using both Builders preferred Lender and Attorney seller offers Closing Cost up to 8,000 at time of closing Builder appliance package included along with a one year Builder warranty described in the warranty paragraph of F228. Preferred lender offers with qualified buyers 3.5% down payment assistance, has no income limits, and buyers do not have to be first-time homebuyers. Builder reserves the right to make changes to the floor plan.

54 Goldeneye Court, Monticello

Listing courtesy of Agents Realty LLC.

425 Pelican Circle, Monticello
$264,000
4 Beds ⋅ 2 Baths ⋅ 10852785 MLS
Welcome to 425 Pelican Cir! Discover the opportunity to make this charming 4-bedroom, 2-bath ranch your next home in the desirable Turtle Cove community of Monticello. Offering 1,706 square feet of single-level living, this home provides a comfortable setting with the convenience of everything on one level. Beyond the home, enjoy the lifestyle Turtle Cove has to offer. Community amenities include a beautiful lake, golf, swimming pool, clubhouse, playground, and tennis courts-giving residents plenty of opportunities for recreation, relaxation, and outdoor enjoyment. Whether you're looking for a place to call home or a property where you can enjoy an amenity-rich community, 425 Pelican Cir offers a wonderful opportunity in Jasper County. Come see all that this Turtle Cove home has to offer and schedule your showing today!

425 Pelican Circle, Monticello

Listing courtesy of Keller Williams West Atlanta.

1113 Forsyth Street, Monticello
$249,000
5 Beds ⋅ 3 Baths ⋅ 10852182 MLS
Historic 5-bedroom, 2.5-bath home built in 1909 offering approximately 2,600 sq ft of living space on a 0.71-acre lot. The kitchen was remodeled prior to the current owner's purchase and features an island and newer cabinetry. The home includes a dining room, spacious living room, five bedrooms, two full bathrooms, a half bath, and additional interior space. A large renovation project, the property offers an opportunity to restore and update a substantial historic home while preserving its original character. The property features a spacious front yard and a large backyard with mature landscaping that is currently overgrown. Two separate HVAC systems, gas furnaces in several rooms, and an electric radiator in the primary bedroom are present. The roof is not original, and the exterior was repainted several years ago. The property requires significant renovation, including full plumbing replacement, bathroom repairs, deep cleaning, and cosmetic updates. Sold as-is and suited for buyers looking for a substantial renovation project with a large lot and historic character.

1113 Forsyth Street, Monticello

Listing courtesy of Joseph Walter Realty, LLC.

177 Nighthawk Court, Monticello
$499,000
3 Beds ⋅ 2 Baths ⋅ 10849889 MLS
Move-In Ready Lake-View Retreat on Two Private Lots in Turtle Cove. Nestled at the end of a quiet cul-de-sac and surrounded by nature, this beautifully maintained 3-bedroom, 2-bath home offers lake views, exceptional privacy, and an impressive list of upgrades. Situated on two lots, including the adjacent parcel, you'll enjoy extra space and seclusion in one of the area's most desirable communities. Inside, you'll find fresh interior paint, custom hardwood flooring throughout the main living areas, laundry closet and a stunning wood-burning fireplace that creates a warm and inviting atmosphere. The updated kitchen features custom soft-close cabinetry, granite countertops, and new stainless-steel appliances. The spacious primary suite with 3-closets overlooks the woods and lake, with direct access to the expansive deck and jacuzzi. The luxurious ensuite bath includes a dual-head tiled shower with floor-to-ceiling tile, built-in heater, linen closet and a private toilet room. Additional highlights include a new roof, a propane-powered Generac whole-home generator, energy-efficient geothermal HVAC system, detached garage with storage & automatic door opener with keypad, RV carport, separate studio/office, built in doggie door to a private fenced area, fire pit, and abundant storage beneath the home. Step outside to enjoy the freshly painted multi-level deck overlooking the lake. A peaceful walking trail leads directly to the water, where you can fish, swim, canoe, or simply relax and enjoy the natural surroundings. All appliances convey with the sale, and with an acceptable offer, the furniture may be included as well. As a resident of Turtle Cove, you'll enjoy outstanding community amenities including five white-sand beaches, boat ramps, a clubhouse with restaurant and full bar, golf course, pickleball courts, and a large partially covered swimming pool. Don't miss this rare opportunity to own a private lake-view getaway that's truly move-in ready!

177 Nighthawk Court, Monticello

Listing courtesy of The American Realty.

33 Tanager Court, Monticello
$280,000
3 Beds ⋅ 2 Baths ⋅ 10848419 MLS
Beautifully maintained and thoughtfully updated, this inviting 3-bedroom, 2-bath home offers a well-designed floor plan with comfortable living spaces, abundant closet and storage space, and an attached 2-car garage. The garage also provides access to a large storage area over the garage, conveniently accessed by a pull-down ladder, providing valuable additional storage space. The spacious primary suite features a nice-sized bedroom and private ensuite bath with double vanity, soaking tub, separate shower, and walk-in closet. The functional kitchen includes a convenient pantry, while additional storage includes a linen closet and coat closet. Numerous updates and improvements enhance the home, including LVP flooring throughout most of the living areas, upgraded lighting, ceiling fans and plumbing fixtures, an LG stacked washer and dryer, an updated water heater, and improvements to the back deck. The home is equipped with a Trane HVAC system and fully programmable thermostat. Enjoy the privacy of a wooded setting, with mature woods behind the property and across the street, creating a peaceful backdrop and a natural sense of privacy. Located in the desirable Turtle Cove Lake & Golf Community on Jackson Lake in Monticello, residents can enjoy an abundance of recreational amenities, including a clubhouse and restaurant, pickleball court, large indoor/outdoor swimming pool, tennis courts, five beaches with boat ramps, playgrounds, and more. A Home Warranty is included with the sale, providing an added benefit and extra peace of mind for the new homeowner.

33 Tanager Court, Monticello

Listing courtesy of Sunlight Realtors.

906 Eatonton Street, Monticello
$264,900
3 Beds ⋅ 1 Baths ⋅ 10847582 MLS
Charming and inviting, this beautiful 3 bedroom 1 bath Ranch well maintained home offers a warm, comfortable atmosphere with classic character throughout. The spacious living room features beautiful hardwood floors, crown molding, a traditional fireplace with elegant surround, and abundant natural light. A mix of comfortable furnishings and thoughtful details creates a welcoming space for relaxing or entertaining. The updated kitchen combines timeless style with modern convenience, featuring light cabinetry, solid-surface countertops, subway-tile backsplash, and a striking tongue-and-groove wood ceiling that adds warmth and character. The spacious bedroom offers hardwood flooring, generous natural light from multiple windows, and plenty of room for comfortable furnishings. A versatile additional living space provides the perfect spot for a family room, playroom, home office, or flex space, complete with a cozy seating area. Recent renovations include kitchen expansion, new quartz countertops and new cabinets, recessed lighting, stained wood ceiling, custom backsplash, dishwasher and garbage disposal, new paint in the main living space and carpet in the 2 spare bedrooms. Located in the historic district of Monticello and just walking distance from the square. Situated on an oversized spacious lot with a large backyard perfect for the kids, dogs or entertaining. Note: There are 2 lots with this property to equal the large lot size of over 1 acre. Parcels numbers M05D 097 and M05D 098 are both included in the sales price.

906 Eatonton Street, Monticello

Listing courtesy of Agents Realty LLC.

137 Dunlin Court, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 10845658 MLS
Located in the popular Turtle Cove Subdivision on Jackson Lake and boasting resort-style amenities, this adorable ranch home has everything you need to truly enjoy lake life. Tucked away on a quiet cul-de-sac, this property offers the best of both world with plenty of privacy and convenience to all that Turtle Cove has to offer. A rocking chair front porch greets you as you enter the home and step into the cozy living space, complete with wood-burning fire place. The spacious kitchen has an eat-in area and opens onto the large back deck, where you can sip your morning coffee in the serenity of the surrounding woods. A fenced backyard ensures any pets or children residing in the home will be kept safe. Down the hall are two secondary bedrooms, a full bath, and laundry closet. The primary suite is generously sized and easily accommodates a king sized bedroom set. Turtle Cove residents have a variety of amenities at their fingertips, including a 9 hole executive golf course, swimming pool, 5 beaches & 4 boat ramps, newly resurfaced pickleball courts, clubhouse with dining room & lounge, and a park including a baseball diamond & basketball courts. Come and see everything that Turtle Cove has to offer you!

137 Dunlin Court, Monticello

Listing courtesy of Madison Realty.

412 College Street, Monticello
$499,900
5 Beds ⋅ 5 Baths ⋅ 10844888 MLS
Steeped in history and Southern charm, this beautifully refreshed 1910 home offers 4,621 square feet of gracious living with 5 bedrooms and 4.5 baths, in an inviting small-town setting. Recent improvements-including a new roof installed in August 2025, a new HVAC system, and a freshly repainted interior within the last year-allow you to enjoy the character and craftsmanship of a historic home with the comfort of modern updates. The main level welcomes you with a formal living room, elegant dining room, chef's kitchen, sun-filled breakfast area, and a spacious, recently updated laundry room. A main-level guest suite with a private en-suite offers a wonderful retreat for family and overnight guests. Upstairs, a generous family room opens to a second-story deck, creating a peaceful place to gather, relax, and take in the surroundings. The spacious primary suite features a large private bath, while the additional bedrooms offer thoughtfully arranged bath spaces for added comfort and privacy. Life here is woven into the rhythm of the town! Settle into a rocking chair on the front porch and watch holiday parades pass right by, or greet trick-or-treaters from the front steps on Halloween. It's the kind of setting that makes everyday life feel a little more special. A charming screened porch offers another inviting place to unwind, while abundant storage and a detached two-car garage or workshop add everyday convenience. Outside, the beautiful grounds are dotted with newly planted blueberry, white peach, muscadine, and other fruit-bearing trees, with plenty of room and potential for a future pool. Just a leisurely stroll from town, the home places you close to some of the community's most charming local favorites, including a seasonal farmers market, coffee shops, restaurants, and wonderful antique shopping. Warm, welcoming, and rich with character, this special home offers a rare opportunity to enjoy the beauty of a bygone era, the ease of thoughtful modern updates, and the charm of true small-town living. Swimming pool photos have been digitally enhanced, only a rendering. Listing information deemed reliable, buyer to verify information.

412 College Street, Monticello

Listing courtesy of C & C Realty Agency, LLC.

873 Oconee Forest Road, Monticello
$465,000
4 Beds ⋅ 2 Baths ⋅ 10838263 MLS
Welcome to your private country retreat situated on 5.08 acres! This spacious 4-bedroom, 2-full-bath home offers a wonderful combination of comfort, privacy, peaceful surroundings, and a lifestyle connected to nature. The oversized primary bedroom measures approximately 13' x 24', providing plenty of room to create a comfortable and relaxing private retreat. The large and functional kitchen features stainless steel appliances, two refrigerators, abundant cabinet space, additional storage, and a pantry, making it ideal for everyday living and entertaining. Step outside and enjoy a spacious grassy yard, a covered deck measuring approximately 12' x 22', a paver patio with a fire pit, and a 24-foot round, 52-inch-deep metal above-ground pool. The property also includes two storage buildings, one of which is equipped with air conditioning. For those looking for a homestead-style lifestyle, this property has so much to offer. It features a fenced chicken area with a chicken coop, a fenced garden area, and an impressive variety of fruit-producing trees, vines, and bushes, including apple, peach, pear, plum, fig, muscadine, raspberry, blackberry, blueberry, and pecan. The garden area also includes six dedicated vegetable garden beds, three of which are equipped with irrigation, plus three additional beds ready for planting. Throughout the more than 5 acres, you will find private walking trails and natural areas where you can enjoy the outdoors and observe local wildlife, including deer. This beautiful property offers peace, privacy, and tranquility surrounded by nature while still providing reliable internet connectivity. As an added convenience, the school bus route passes directly in front of the property. If you are looking for acreage, privacy, a swimming pool, outdoor living spaces, room to grow your own fruits and vegetables, raise chickens, enjoy your own walking trails, and experience a peaceful country lifestyle, this property is truly a must-see!

873 Oconee Forest Road, Monticello

Listing courtesy of Keller Williams Chattahoochee.

40 Flamingo Court, Monticello
$420,000
3 Beds ⋅ 3 Baths ⋅ 10838257 MLS
SELLER OFFERING UP TO $5,000 TOWARD BUYER CLOSING COSTS WITH ACCEPTABLE OFFER! Built in 2024 and completely move-in ready, this beautiful Craftsman-style home offers 2,218 sq. ft., 3 bedrooms, 3 FULL bathrooms, an upstairs flex/bonus suite with its own full bath, an attached garage, and access to the incredible amenities of Turtle Cove at Jackson Lake. The open-concept main level features abundant natural light, LVP flooring, a floor-to-ceiling fireplace and a spacious kitchen with granite countertops, stainless steel appliances, subway tile backsplash, large island with seating and plenty of cabinet space. The split-bedroom layout provides privacy, while the owner's suite features a tray ceiling, two walk-in closets, soaking tub, double vanity and tiled walk-in shower. Upstairs, the spacious flex/bonus suite with a full bathroom provides valuable additional living space-perfect for guests, a home office, playroom, hobby room or media room. Outside, the backyard is designed for year-round enjoyment! During the warmer months, set up the above-ground pool for summer fun, then transition the space during the cooler months into a cozy fire pit and outdoor movie area-perfect for relaxing, entertaining or enjoying movie nights under the stars. The above-ground pool with accessories, fire pit and movie screen setup are included with the home. A covered back patio, established landscaping and private wooded backdrop complete the outdoor space. Located on a quiet street in Turtle Cove, residents enjoy community amenities including a 9-hole golf course, clubhouse, pool, tennis and basketball courts, parks, playgrounds, beaches and multiple boat ramps providing access to Jackson Lake. Why wait on new construction? This 2024 home is established, move-in ready and offers indoor and outdoor spaces ready to enjoy throughout the seasons. Schedule your showing today!

40 Flamingo Court, Monticello

Listing courtesy of Pinnacle Realty Professionals.

29 Bluejay Court, Monticello
$384,900
3 Beds ⋅ 2 Baths ⋅ 10837164 MLS
Amazing brick home in sought after Turtle Cove Subdivision. 3 bedroom, 2 bath, luxurious master bedroom with a large closet ceiling fan and spacious master bath with double vanity, garden tub, many functional cabinets with wonderful storage and a glass window over the jacuzzi. 2 additional bedrooms with walk -in closets. Bathroom off of the hall, tub/shower combo, marble vanity, oak cabinets. Kitchen offers a huge pantry, oak cabinets, all appliances and built in desk for managing the household. Laundry room off kitchen with tile flooring and cabinets. Eat in dining room off of the kitchen with ceiling fan. Screened in back porch. Spacious den off of the kitchen with built in shelving and stone fireplace. Sunroom off of the kitchen so peaceful. Detached shop. 2 car attached garage as well. Very private lot with an amazing brick home. Spacious front porch. Koi pond on property. This home has it all and is move in ready. Come get your private tour today.

29 Bluejay Court, Monticello

Listing courtesy of Dana Leach Realty.

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